Article
A STUDY ON FINANCIAL PERFORMANCE AND NONBANKING FINANCIAL COMPANIES ON BAJAJ FINANCE LIMITED
This study explores the financial performance of Non-Banking Financial Companies (NBFCs) in India, with a special focus on Bajaj Finance Limited—one of the leading NBFCs in the country. The NBFC sector plays a crucial role in financial inclusion by catering to diverse credit needs beyond the reach of traditional banking institutions. This project aims to evaluate the financial health, efficiency, profitability, and growth potential of Bajaj Finance using key financial parameters such as current ratio return on equity, debt-equity ratio, and earnings per share over a five-year period. Through detailed ratio analysis and trend evaluation from 2020–2021 to 2024–2025, the study identifies the company’s strengths in capital utilization, operational performance, and financial stability. The findings indicate consistent improvement in profitability, strong shareholder returns, and efficient financial management practices, positioning Bajaj Finance as a benchmark among NBFCs. The study also sheds light on the broader role of NBFCs in India’s financial ecosystem and provides insights for investors, regulators, and financial managers. This research contributes to understanding the evolving dynamics of NBFCs in India and highlights Bajaj Finance's strategic approach in navigating market challenges while achieving sustainable financial growth
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